Free kit for personal-finance creators

Your audience keeps asking you money questions. Give them a free printable.

The Freebie Kit is four one-page money printables you can give to your own audience. Each one comes with a caption you can post today. Use them to start collecting the emails of people who keep asking you for help.

4 one-page printablesReady-to-post captionsEducational, no advice

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The same questions keep arriving in your DMs. Each one you answer privately helps one person, and that person never joins your list. A free printable lets you answer once, in public, and invite everyone who asks to stay in touch.

What is in the kit

Comment CALENDAR

10-Minute Cash-Flow Calendar

Helps the follower who says "I get paid and the money is gone" see which dates bunch up between two paychecks.

Ever feel like money leaves faster than it arrives? Often it is not how much, it is when. Listing the dates between two paychecks shows where payments cluster. I made a one-page Cash-Flow Calendar you can fill in in about 10 minutes. Comment CALENDAR and I'll send it to you. General education, not personal financial advice.

Comment PAYCHECK

Paycheck Map

Helps the follower with more than one pay date or an irregular income line up what is coming in against what is due.

Not every paycheck covers the same bills. Matching each pay date to the bills due before the next one shows which stretches are tight and which have room. I put it on one page: the Paycheck Map. Comment PAYCHECK and I'll send it to you. General education only, not financial advice.

Comment PAUSE

Inheritance Pause Card

Helps the follower who just received an inheritance or a letter about one and feels pushed to act fast.

If you just inherited money or property, slow is allowed. A good first step is to gather the paperwork, note any printed deadlines, and write down your questions for a qualified professional. I made a one-page Inheritance Pause Card for that moment. Comment PAUSE and I'll send it to you. General organizer, not legal, tax or financial advice.

Comment CHOICE

Money Story → Money Choice

Helps the follower who knows what to do with money but keeps doing something else, and wants to look at the story behind it.

Many of our money habits started long before we had our own money. Writing down what money meant in your family can show which beliefs you chose and which you just inherited. This is a 10-minute reflection card, not a budget. Comment CHOICE and I'll send it to you. General education, not financial advice.

How to use it with your audience

Post a caption. Pick the sheet that fits a question you keep getting, adapt the caption to your voice, and ask people to comment the keyword.
Send the sheet to everyone who comments. Use the email tool or link-in-bio form you already have, so each person's email lands on your list.
Note the question people ask next. Write down what they say after they get the sheet, in their own words. It shows what they want help with most.

Unlock the printable versions

Add your email and we'll unlock print-ready versions of all four sheets, plus the captions. Free. No card needed.

Want to see which of your audience questions could become a live workshop? Run the free Audience Money Check.

10-Minute Cash-Flow Calendar

A worksheet for seeing when money moves, with less manual tracking. General education, not personalized financial advice.

1. Pick a window. From one paycheck date to the next.
Window: to

2. List the dates.

Date	What happens	In/Out	Automatic?
	Paycheck	In


	Next paycheck	In

3. Spot clusters. Circle dates where several payments fall close together, or where money goes out before money comes in. Dates alone show clustering; rough amounts (optional) show whether a gap exists.
My cluster:

4. Pick one small step.

Set a reminder for that week.
Note which account usually covers those dates.
Check your own providers' terms about due dates.
Just watch it once more.

My step:

5. Reduce manual tracking. Copy these dates onto one calendar you already use.
Check-in date:

Fictional Example

Oct 4 to Oct 18, no amounts.

Oct 4 paycheck (in); Oct 5 rent (out, automatic); Oct 6 card payment (out, automatic); Oct 7 annual subscription (out, automatic); Oct 18 next paycheck (in).

Cluster: Three payments within three days of payday. Without amounts, this shows clustering, not a shortfall.
Step: Reminder for Oct 5; note which account covers those dates.
Check-in: Oct 18.

Illustrative only.

Free printable from joinpulsecreators.com · General education, not financial advice.

Paycheck Map

One page to line up your pay with your bills. Use actual net pay (what lands in your account) and confirmed amounts only.

1. Cash on hand today (usable checking balance):

2. Money coming in (confirmed only)

Date	Source (paycheck, extra shift, overtime, tips, side income)	Net amount

Unconfirmed amounts: note beside the sheet, not in the table.

3. Commitments (bills, debt payments, amounts you already decided to set aside, e.g. emergency savings or investing)

Due date	Commitment	Amount

4. Match them up

Each pay date covers commitments due on or after it and before the next pay date. Commitments due before your first pay date come from step 1 cash.

Left over = money in + prior leftover - commitments due.

Window	Money in	Commitments due	Left over / short
Before first pay date	Cash:

5. Look at your map

Which windows are tight? Which have room?
Does any commitment depend on unconfirmed money?

Next: fill in only your next pay date and the commitments due before the pay date after it.

General education only. This organizes your own numbers; it isn't financial advice or tailored to you.

Free printable from joinpulsecreators.com · General education, not financial advice.

Inheritance Pause Card

Don't rush: first protect the money, then give it a job. General organizer, not legal, tax, or financial advice.

1. Gather and date

☐ Paperwork received (note date):
☐ Names and contacts of everyone involved:
☐ Deadlines printed on any letter or notice:
☐ Accounts or assets mentioned:

2. Sort your list

Needs a look soon	Can wait for now
Items with a printed due date	Big purchases
Anything a notice says is time-sensitive	Lending or gifting
Money's current location:	Major life changes

3. Give the money a job

Complete in your own words:
"When this feels settled, I want this money to help me ."

4. Questions to ask a qualified professional

Which deadlines apply to my situation?
Which assets need action now, and which don't?
What tax or legal consequences should I understand before I move or spend anything?
What can stay as-is while I decide?

5. Reminder

Slow is allowed. Protect first, then give it a job.

General organizer only, not legal, tax, or financial advice.

Free printable from joinpulsecreators.com · General education, not financial advice.

Money Story → Money Choice

A 10-minute reflection card. Write quick, unedited answers. General education and reflection, not financial advice.

1. Story

"In my family, money meant…"
What did that belief give me? What did it make harder?
Any belief I carry but never chose? (If none, write "none I notice.")

2. Tension

Example: responsibility and enjoyment. Swap in your own.

When does this tension show up for me?
What would honoring both in one moment look like?
Optional, if I have a partner: what do independence and partnership each mean to me?

3. Choice

Complete:

"Knowing my story, one thing I want to be true in how I relate to money is ."

Need a word? calm, honest, curious, generous, steady, playful, or your own.
This is about values, not what to buy, save, or invest.

4. Next step (within 24 hours, non-financial)

Pick one:

Put my sentence on a sticky note where I'll see it.
Share one line with someone I trust, only if comfortable, and ask what money story they grew up with. Skipping is fine.

Free printable from joinpulsecreators.com · General education, not financial advice.